User Help
Search Forum


Company News: Page (1) of 1 - 10/17/12 Email this story to a friend. email article Print this page (Article printing at page

Dont Allow This Halloween to Be a Financial Nightmare   By PRWEB

(PRWEB) October 17, 2012

Between costumes, decorations, and party expenses, Halloween can stretch a tight budget to the breaking point but it doesnt have to. Here, American Consumer Credit Counseling shares five easy tips to help consumers save money on Halloween essentials.

Its amazing how quickly a single night can turn into a money pit, said Steve Trumble, CEO of Newton-based American Consumer Credit Counseling. If youre not careful, the costumes alone can set you back hundreds of dollars. But theres no reason for Halloween to be a budget killer, as long as you keep some simple strategies in mind to save money.

Make it yourself
Sure, store-bought costumes and decorations are fancier, but its a lot cheaper to put together your own. Be creative: The Internet is awash with do-it-yourself costume ideas. With just a handful of supplies and a bit of effort, you can make virtually any costume, and the materials cost virtually nothing compared with those elaborate, store-bought ones. Making your own decorations is even easier, and your kids will have a blast making their own scarecrows, cobwebs, and skeletons.

Plan ahead
Even if youre buying your costumes instead of making them, its important to get a head start. The closer it gets to Halloween, the higher the prices will climb and the less time youll have to search for the right deals, so waiting until the last minute to do your shopping is the costliest mistake you can make. Its best to shop months in advance, so talk to your kids early in the year about what theyd like to be for Halloween. Same goes for decorations! The best deals for next years holidays can be found in the days following this years holiday its never too early to start planning!

Reuse and recycle
Hang on to Halloween decorations from year to year (which means you should store them safely), and dont let a Halloween costume thats been worn just once go to waste. If youre a parent, see if any family members have any costumes from previous years that your kids might like, or talk with other parents in the neighborhood and see if they want to trade.

Dont lose your head
If youre throwing a Halloween party, you probably have all kinds of ideas for how turn your living room into a virtual haunted house. But theres no need to go overboard. Most people go to Halloween parties to enjoy themselves with their friends and family, not necessarily to be scared witless. So limit the special effects to ones you can accomplish without spending too much: darkness, haunted house music easily available online or on iTunes and some low-cost decorations. Your party can be just as fun without the fog machine or the fake bats.

Budget, budget, budget!
As with all holidays, set a spending limit for the family and stick to it. Theres no need to go into credit card debt to finance your kids Halloween costumes. If you plan early enough, are creative with your costumes, and shop around for deals, limiting your spending shouldnt be an issue. And the night will be a lot more fun without the looming specter of credit card debt the next day.

Use ACCCs Fall budgeting worksheet to help you plan for Halloween and all of the holidays coming up. To download go to

ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:

         For credit counseling, call 800-769-3571
         For bankruptcy counseling. call 866-826-6924
         For housing counseling, call 866-826-7180
         For more information on financial education workshops in New England, call 800-769-3571 x1908
         Or visit us online at

About American Consumer Credit Counseling
American Consumer Credit Counseling (ACCC) is a non-profit 501(c)(3) organization dedicated to empowering consumers to achieve financial health through education, counseling, and debt management. ACCC provides individuals with practical solutions for solving financial problems and recognizes that consumers financial difficulties are often not the result of poor spending habits, but more frequently from extenuating circumstances beyond their control. As one of the nations leading providers of financial education and credit counseling services, ACCC works with consumers to help them with the best plan of action to reduce their debt and regain financial stability. ACCC is accredited by the Better Business Bureau and holds an A+ rating. It is also a member of the Association of Independent Consumer Credit Counseling Agencies. For more information or to access free financial education resources log on to or visit

Read the full story at

Page: 1

Keywords:economy, business and finance,financial and business service,business enterprises,business (general),economy, business and finance,banking,personal investing,personal service,,personal income,finance (general),campaign finance,public finance,personal weapon control,personal data collection,family,family planning,money and monetary policy,family,family planning,retirement,lifestyle and leisure,lifestyle (house and home),economy, business and finance,economy (general),education,adult education,further education,religious education,consumer goods,consumer issue,consumer confidence,consumer issue,economy, business and finance,financial and business service,,business enterprises,business (general),finance (general),campaign finance,public finance
Related Sites:
Related Newsletter:

Our Privacy Policy --- @ Copyright, 2015 Digital Media Online, AllRights Reserved